Black Friday weekend 2011 reported a record $52 billion spent by the US consumer. On Cyber Monday 2011, another $1 billion was spent online. But these numbers do not include all seasonal spending. In the US, we brought the ‘tipping’ custom to our shores from medieval England and Europe, and it is now a significant portion of our annual December costs. Yes, it is the most wonderful time of the year; however it can also be the most confusing. Numerous websites provide statistics and guidelines, including Consumer Reports Holiday Tipping Poll, Emily Post Institute and the National Foundation for Credit Counseling. Consider the following, which may provide insight as you consider holiday tipping and holiday thanking.